The MTs, in support of the Army Reserve, are members of the competitive civil service and consist of dual-status personnel. Common Denial Codes in Medical Billing. Reason Code 4860 is considered a legacy code. 818. 195 Acquirer Use of Message Reason Code 7627-No MAC Provided. 16the reason code list is updated. Each of the major card brands, including Visa,. 085 Stickers Only (VC §§4457 and 4853) Chapter 21: Special Plates. SUBJECT: MSN Messages and Reason Codes for Mammography I. 4853: Addendum dispute or “no-show” hotel charge was billed. . The actual underlying cause of. This reason code indicates that the cardholder is disputing the transaction as a duplicate charge. 4 applies to eCommerce, whereas code 10. Service Review Decision Reason Codes. Code of Conduct; Developers;Creating reason codes: You have to create at least one reason code to be able to use the firefighter ID later. Expedited Dispute Resolution forms will not be allowed. While the format of chargeback reason codes. 12. Remark Codes: MA04. Background . Within the event text, we are given a reason code, which gives us detail on the disconnection. 3407. appropriate denial reason code; claims adjusted to reflect ONECA denial reason ALL 1/4/2022 2/28/2022 3/1/2022 345 Complete Multiple J1050 incorrectly denied for multiple reasons (NDCTT was primary denial) J1050 2/15/2022 3/4/2022 3/4/2022 959 Complete DN001: Prior auth required but not. Tell us more about how this item violates our policies. While technically functional, it is being consolidated into 4853, and therefore should not be used. Switch to Visa American Express Discover. Mastercard reason code 4853 can be used to indicate disputes where the cardholder feels that the actual merchandise received (or service provided) differs drastically from the written or verbal. SHUTDOWN. Issuers are currently allowed to use reason code 4860, however, this code will soon be eliminate. CSS Border Radius Generator jQuery Keycode Generator Base64 Encoder/Decoder CSS Attributes Generator Morse Code Generator URL Encoder/DecoderMissing or Invalid Service Codes (CPT, HCPCS, Revenue Codes, etc. hhs. 4853 – Cardholder Dispute – Addendum Dispute. Cardholder Dispute. Issuers are currently allowed to use reason code 4841, however, this code will soon be eliminate. Either the chargeback must be processed within 120 calendar days of: the date on the credit documentation, or. S. Mastercard /. We would like to show you a description here but the site won’t allow us. 6: Duplicate processing/Paid by other means. The MT is a civilian employee of the Army who is required, as a condition of employment, to maintain military membership in an Army Reserve unit. The chargeback amount for Reason Code 53 and 4853 chargebacks is limited to the amount of the returned merchandise or canceled service and it may include shipping and handling fees. Merchants who receive a chargeback for a transaction placed with a Mastercard card may encounter reason code 4853, which indicates a disputed transaction that the cardholder does not believe they should be responsible for paying. . Chargeback reason code 4853 is one of the numeric labels assigned by banks to each customer dispute, indicating the given reason for the claim. Worker protection. Chargeback reason code 4853 can be used to indicate disputes where the cardholder claims that unauthorized purchases were made from a digital account with a merchant (among other conditions). It is best to use a text editor that can. Chargeback reason codes are a set of numbers and letters indicating why a customer is requesting a refund for a purchase. The better prepared you are, the more likely you are to win. 4853: Goods not as described/defective. 4853. If filing for a Conditional Payment, report with Occurrence Code 24. Some insurers even report denying nearly half of in-network claims!Remittance Advice Remark Codes: CMS is the national maintainer of the remittance advice remark code list. There are also a series of dates: Disputed date - This is the date the transaction in dispute took place. Thank you for keep me posted. 3257. Synchronization Jobs: In accordance with note: 1585079. Working through the reason codes in the order they are listed is the most efficient method. (6) Forward all requests through the chain of command for endorsement. 004. Reason Code. There are a few other exceptions to the rules, though. This chargeback will include a description that provides additional information: Who most comprehensive guide into chargeback reason codes. Remark code MA-18 on the EOB indicates the claim was sent by Medicare to the secondary payer. 34978: Either the PO and/or PN modifier missing from one or more claim lines. 4853. 12205. com Reason Code Description; 4853: Services not provided/Merchandise not received. Views: Cybersource transaction responses will contain either reason codes or reply flags, depending upon the integration method employed. . Chargeback reason code 4853/Credit Not Processed applies to situations where customers claim they are owed a refund or other credit that has not appeared, but do not feel the issue being resolved by the merchant. Dispute Code. 4808 Multiple Authorization Requests. If. Card networks send these codes to merchants to indicate why a chargeback has been filed. Payout party/account BIC/Swift invalid. Category. In all cases in which a full pardon has been granted by the Governor of this state or will hereafter be granted by the Governor to a person convicted of an offense to which the pardon applies, it shall operate to restore to the convicted person, all the rights, privileges, and franchises of which he or. NACHA Return Codes. ISSN: 2278-4853 Vol 8, Issue 1, January 2019 Impact Factor: SJIF 2018 = 6. 13 Example 13—Message Reason Code 4863—Cardholder Does Not Recognize —Potential. reason code information. The 978 area code serves Cambridge, Boston, North Billerica, Woburn, Norton, covering 80 ZIP codes in 7 counties. Reason Code Description Resolution; 12206: When the from and through date are not the same on an inpatient or SNF bill type (11X, 18X, 21X, 28X, 41X or 51X) the number of days represented must equal the sum of the covered plus non-covered days, unless the patient status code is equal to a 30, then 1 additional day is added. 720-251-4853 Need to get in touch with the seller? Try messaging them on Etsy first. Chargeback Reason Codes /. 4853. Learn the details, the cause,. 1 on Westlaw FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. That’s a lot of lost revenue. Goods or Services Not Provided. Learn whose strategies to use as she fight and prevent end. It will be incorporated into code 4853. D0 – change. Under certain circumstances, Mastercard may allow consumers to reverse a payment card transaction by filing a chargeback. Chargeback Reason Codes /. Choose only one of the following codes that best describes the adjustment request. “Credit Not Processed” chargebacks should now be filed under Reason Code 4853. An XCK entry may be returned up to sixty days after its Settlement Date. The merchant didn’t. At leastRequires OC 01 or 02 with date of accident/injury. Reason Code 10: The date of death precedes the date of service. Reason Code 117: Patient is covered by a managed care plan. [MasterCard Reason Codes 4853, 4855, 4859; Visa. In implementing the statewide uniform guideline, the courts shall adhere to the following. 13 of the 835 TR3 is to be used to identify the. 4853 – Cardholder Dispute – Credit Posted as a Purchase . § 4853 - U. (5) Prepare the request for change using guidance in this regulation. . 035 Chart 6-Type Transaction Codes (TTC) Appendix 1A - County and City Fees. Medical billing and coding is an important piece of the revenue cycle puzzle. Some examples of provider -level adjustments include: • An increase in payment for interest due as a result of late payment of a claim by MedicareMCC 4411—Cruise Lines. 6. 4853 - Cardholder Dispute; How to Respond. Trace ID: 0b55f402-4f76-4b95-a7d3-99ce2be30800 Correlation ID:. The cardholder claims they were charged multiple times for a single transaction. Medicare deploys the N350 remark code for a missing/incomplete/invalid service description under a Not Otherwise Classified Code. 3 is an updated version of legacy reason code 53, which was phased out under the Visa Claims Resolution initiative. To make an appointment please call or go to: Cabrillo Properties DRE#02 Frazee Rd Suite 500 San Diego, CA 92108 - Leasing. N19 Procedure code incidental to primary procedure. They can also be caused by a merchant failing to process a cancellation promptly. 4853: Cardholder Dispute – Defective/Not as Described: Cancelled/Returned by Cardholder: NO: YES: MASTERCARD: 4854: Cardholder. Another good reason to do this is because the codes may vary by payer, and payers update them throughout the year. . Resolution: Obtain the managed care plan information from the Direct Data Entry (DDE) system, the Interactive Voice Response (IVR), or the myCGS web portal. The chargeback timeline can be based on one of three start dates. Available November 20, 2023. 4853: Goods not as described/defective. Usage: Refer to the 835 Healthcare Policy Identification Segment (loop 2110 Service Payment Information REF), if present. When necessary, an additional message will be provided along with the reason code to inform the merchant which particular claim applies. Please choose a reason. Cause. What to Do After Receiving a Claim Denial. We would like to show you a description here but the site won’t allow us. When you receive notification of a payment dispute or chargeback you may see a code listed with it. Replaced Chapter 5—Arbitration Procedures, with Chapter 4—Arbitration CaseReason Code 4853 - Digital Goods Purchase of $25 or Less. A few select Mastercard chargeback reason codes have different Masteracrd chargeback time limits. Read this complete California Code, Business and Professions Code - BPC § 4853. CO-18. Learn More about MasterCard Chargeback Reason Code 4860: Cardholder Disputes Chargeback reason codes identify the general reason behind a chargeback. This. The structure of the series code under NAICS for CES (as used for the LABSTAT database) is slightly different from the CES series codes used under SIC structure. Tip: The amount the primary insurance paid for an appointment and the amounts of each adjustment must add up to the appointment fee (0 + 25 + 75 = 100). Cause. This umbrella category can be applied to multiple specific situations, many of which had their own specific codes at one time. Three different sets of codes are used on an RA: reason. Proprietary. 2. See the provided Reject reason code for the SCT transaction. 202 of Title 5, Code of Federal Regulations (CFR), on March 5, 2019, the 2019 Updated DoD Managerial and Supervisory Learning and Evaluation Framework (Reference o) was published. ) (b) The item is listed in chapters 2 or 6 of SB 700-20 if it is to be documented in a TOE/MTOE/TDA. The sales receipt and/or date and amount of the authorization if other than the transaction date. The list of remark codes is available on the X12 Remittance Advice Remark Codes webpage. Insurance companies use the code CO 18 in conjunction with RARC N522 to deny duplicate. These codes are established by the payment brands to categorize the incoming dispute requests by reason. 4853. Lodging Reimbursement Rules (Key Extracts) If: Then: a traveler does not use the available ILP lodging at the site, the traveler is limited to what the Government would have paidACH return codes and explanations for R01 – R33 returns. Cause. 828, Z03. Cardholder. These codes are established by the payment brands to categorize the incoming dispute requests by reason. ) Refer to the 835 Healthcare Policy Identification Segment (loop 2110 Service Payment Information REF) if. Reason Code 12. 6 million in-network claims, there were 48. SCT CAMT. 4853 – Cardholder Dispute – Goods or Services Not Provided(Reason Code 4850) > Arbitration Case Filing-For Chargebacks Initiated On or Before 16 April 2020 > Acquirer Reference Data (ARD) Does Not Match or is Invalid Update section, row 18 (Merchant Type) Appendix F Transaction Identification Requirements > Payment Transactions Summary of Changes, 16 July 2020 ©1988–2020 Mastercard. 6. In Argentina 14,649 people identify themselves as Charrúa. California Code, Business and Professions Code - BPC § 4853. Effect of Full Pardon Section 4853. Train your staff so the guest won’t accidentally be charged a no-show fee if the accomodations were used or you offered alternate accommodations. American National Standard Institute (ANSI) codes are used to explain the adjudication of a claim and are the CMS approved ANSI messages. Chargeback Reason Codes /. Reason Code 4853 - Digital Goods Purchase of $25 or Less. 4853 — Cardholder Dispute The cardholder disputes the transaction if the wrong merchandise arrives or if they received a defective product. Remittance Advice Remark Code. 000 Introduction; 21. Cardholder Dispute. 6: Duplicate processing/Paid by other means. Refund to patient if collected. Tip #2:. Although reason codes and CMS message codes will appear in the body of the remittance notice, the text of each code that is usedvalue codes to ensure timely and accurate processing: • Share of Cost: Value code 23 indicates the members share of cost and should ALWAYS be included in box 39. Remittance Advice (RA) Once a claim has been processed, a Remittance Advice (RA) is issued in either Standard Paper Remittance (SPR) or Electronic Remittance Advice (ERA). 99384 age 12 through 17 years. C. Review your records for any wrongfully collected coinsurance. Electronic Goods $25 or LessReason Code Remark Code(s) Denial Denial Description; 16: M51 | N56: Missing/Incorrect Required Claim Information: Claim/service lacks information or has submission/billing error(s). Proof that the chargeback is invalid because it doesn’t adhere to Mastercard requirements. The provider billed the NDC code in place of the NDC units. 2: EMV Liability Shift Non-Counterfeit Fraud: 10. CO-4. These codes are listed within an X12 implementation guide (TR3) and maintained by X12. Code Number Remark Code Reason for Denial 1 Deductible amount. DESCRIPTION Why did I receive this chargeback? The cardholder claims a credit is due, but you haven’t acknowledged the request or refuse to comply. Mastercard Reason Code 4853/No-Show involves claims that a choose (or other lodging) wrongly charged a "no-show" fee to the cardholder's account. Code 4837 chargebacks are most often caused by either a fraudster making a purchase with stolen payment credentials or a cardholder failing to recognize a legitimate charge. 3. Reason Code 4853 - Transaction Did Not Complete Chargeback Reason Codes / Mastercard / 4853 – Cardholder Dispute – Transaction Did Not Complete Dispute Code. The external code list is published at “I like to create my own list because I can use that to educate my staff, educate my providers, and so forth,” Dailey said. Reason Code (CARC) 237 is included at the service detail line as a consolidated amount. 15: Workers Compensation (WC). A group code will always be used in conjunction with a claim adjustment reason code to show liability for amounts not covered by Medicare for a claim or service. (4,853) Sort by: Suggested. Chargeback Reason Codes The Ultimate Guide; BIN Lookup Find a Card's Issuing Bank; ROI Tool The Cost of Chargebacks; Resource Hubs. 4853: Canceled recurring transaction. the date the goods were returned. 4 The procedure code is inconsistent with the modifier used, or a required modifier is missing. Received from a Free Issue Warehouse. Canceled recurring transaction. Admission Denial - Technical Denial (Peer Review Organization (PRO) Review Code - A)Zip code Please enter a valid zip code. Understanding Claim Denials. 3 is the less common version for card-present transactions. If. M127, 596, 287, 95. Reason Code Description; 4853: Services not provided/Merchandise not received. reason code unless the cursor is positioned over one of the other reason codes. Global Operations Bulletin No. For more information about chargebacks filed with this reasoning, please see reason code 4853, subcategory Credit Not Processed. b. 3 million denied claims. Mastercard /. Code 0 means that there is simply no additional information available for the disconnection. 4853 Goods or Services. Response. Steps to Prevention. The Mastercard dispute reason code 4853 Cardholder dispute is a relatively new reason code which is raised when the cardholder contacted their issuer claiming that one of the following dispute reasons is applicable: Services not provided/Merchandise not received. Best results for Reverse Phone Lookup; 1 + 833 + 7-digits! International dialing format: Exit Code + Country Code + Subscriber Number Exit Code 011: USA, Canada, Nanp Countries and U. 4808 Cardholder-Activated Terminal (CAT) 3 Device. Missing/incomplete/invalid HCPCS. For any line or claim level adjustment, 3 sets of codes may be used: Claim Adjustment Group Code (Group Code) Claim Adjustment Reason Code (CARC) Remittance Advice Remark Code (RARC) Group Codes assign financial responsibility. Shift (Reason Code 4871) section. Submit Cancel. Provide all of the following as relevant compelling evidence: A copy of the transaction receipt; Certification confirming that Dynamic Currency Conversion was chosen by the cardholder and not by the merchant; DCC Unknown/Refused Applies to Reason Codes. Chargeback Reason Codes / Mastercard / 4853 – Cardholder Dispute – Addendum Dispute / Dispute Code. The cardholder claims you promised genuine merchandise, but the merchandise received was counterfeit. The claim change reason code D9 is used when an adjustment (type of bill XX7) is submitted with when multiple changes are being made, or any change not identified by the other claim change reason codes. Chargeback Message Reason Code 4901. Get your complete guide to Mastercard reason codes, including all the detailed information, chargeback time limits, and other important information you need. Reason Code (CARC), Medicare Remit Easy Print (MREP) & PC Print Update . 9, Section 4853. Here's one example of a rebuttal letter you might write for a chargeback with a reason code indicating "merchandise not received. The list of reason codes can seem overwhelming, but taking the time to familiarize yourself with them can help you prevent chargebacks and protect your business. Under HIPAA, all payers, including Medicare, have to use reason and remark codes approved byProvider-Level Adjustment (PLB) reason codes describe adjustments the Medicare Contractor makes at the provider level, instead of a specific claim or service line. When I look at the account on line it is showing it as activated and we are not out of the subscription. Claims should not be sent to UnitedHealthcare that were crossed over by Medicare, as denoted by code MA-18 on the EOB. Denial Code CO 97: An Ultimate Guide. Enter the clearing document number 200004, company code, fiscal year and press save. Is there any reason for this? Thanks. Cardholders can file disputes starting from the transaction date, or the merchandise delivery date, service cancellation date, or when the services were ended. In situations where reason code 4860 would have applied, issuers have been instructed to use reason code 4853 instead. 085 Stickers Only (VC §§4457 and 4853) Chapter 21: Special Plates. Cole@dhcs. SDD PACS. Microsoft 365Chargeback Reason Codes. Pursuant to the Fair Credit Billing Act of 1974 , cardholders have the right to dispute unauthorized or erroneous charges, and issuing banks must reverse a disputed transaction if the cardholder’s claim is valid. For this reason they are often classified as seasonal nomads. 100187 and ANSI X9. Claim level reason code appliable to a 13X or 14X TOB. 4853 – Cardholder Dispute – Digital Goods Purchase of $25 or Less. 4846. Maria Mulgrew. 6. 5. The following message reason codes designate chargebacks resulting from issues related to customer disputes: Response Time Frame. Cardholder Dispute. 12206. The reason you’re not building muscle #fitgirl. Issuers are currently allowed to use reason code 4855, however, this code will soon be eliminate. message. Automated Clearing House return codes, reasons, and details. The ANSI reason codes were designed to replace the large number of different codes used by health payers in this country, and to relieve the burden of medical providers to interpret each of the different coding systems. In such circumstances, Mastercard may allow consumers to reverse a transaction by filing a chargeback. CO-22. 5 Current as of January 01, 2023 | Updated by FindLaw Staff Welcome to FindLaw's Cases & Codes, a free source of state and federal court opinions, state laws, and the United States Code. For any line or claim level adjustment, 3 sets of codes may be used: Claim Adjustment Group Code (Group Code) Claim Adjustment Reason Code (CARC) Remittance Advice Remark Code (RARC) Group Codes assign financial responsibility. This new reason code enables Medicare to communicate the message that coinsurance or deductible cannot be collected from the patient. 4853 – Cardholder Dispute – Cardholder Dispute of a Recurring Transaction. B70 – Death, Battle Casualty – Navy B79 – Death, Battle Casualty – Navy BDK – Security. Claim Adjustment Reason Code. Below are some examples of more common reason codes. Mastercard chargeback reason code 4853: Digital Goods $25 or Less covers situations where digital goods were purchased, but the cardholder claims unauthorized purchases were made due to inadequate purchase controls. Clearly explain your cancellation and no-show policy, and have the cardholder agree to the terms before finalizing the reservation. Proof that the chargeback is invalid because it doesn’t adhere to Mastercard. Remittance Advice Remark Codes (RARC) are used within the 835 Health Care Remittance Advice and Payment Transaction in conjunction with the Claim Adjustment Reason Codes to convey information,. . Proof that the chargeback is invalid because it doesn’t adhere to Mastercard requirements. Cause. The codes also appear on financial reporting associated with disputes. Tell us more about how. 4855. My perception is that this happens when using work accounts but works with personal accounts. This includes, but is not limited to: • Goods or Services Not Provided • Goods or Services Were Either Not as Described or Defective • Credit Not ProcessedRemittance Advice (RA) Once a claim has been processed, a Remittance Advice (RA) is issued in either Standard Paper Remittance (SPR) or Electronic Remittance Advice (ERA). When you receive a dispute, a reason code will be assigned by the bank who issued the customer’s card. exe /r /f /m Server64 /t 60 /d P:4:2. Secondary payment cannot be considered without the identity of or payment information from the primary payer. 4841. Cardholder Dispute. Reason Code 12: The authorization number is missing, invalid, or does not apply to the billed services or provider. 3 is the less common version for card-present transactions. Consumer Disputes (Codes 4853 - 4855) Consumer disputes occur when a cardholder disputes a charge for a valid reason, such as receiving a damaged or defective product. 12 Example 12—Message Reason Code 4853—Cardholder Dispute. CO is a large denial category with over 200 individual codes within it. Cardholder dispute of a recurring transaction – cardholder believes he or she has canceled a recurring transaction and shouldn't receive a bill;Mastercard 4853 – Cardholder dispute. Chargebacks Explained; Chargeback Representment;. Code - Unannotated Title 42. What is Visa Reason Code 13. Tenant pays all utilities. Description. This umbrella category can be applied to multiple specific situations, many of which had their own specific codes at one time. 8 about charges for loss, theft, or damage. . Either the chargeback must be processed within 120 calendar days of: the date on the credit documentation, or. There is a limit of five remark code entries for a given ICN on a standard paper remittance advice. MACs use the latest approved remark codes. Written by Jenna Acquaviva. The code can be used in multiple specific situations; when necessary, an additional message will be provided along with the reason code to inform the merchant which particular type of chargeback. Group codes must be entered with all reason code (s) to establish financial liability for the amount of the adjustment or to identify a post-initial-adjudication adjustment. Category. 400: THIS WAS SUBMITTED ON THE WRONG FORM. Claim. Missing the information I need. Reason Code 11: The date of birth follows the date of service. Reason Code 12: The authorization number is missing, invalid, or does not apply to the billed services or provider. What You Need to Know. Chargebacks Explained; Chargeback Representment;. When this occurs, Moneris will send the merchant a "Sales Draft Request" or. CO-27. Reminder: Providers are required to submit a covered claim for either determining the benefit period or for crediting the beneficiary’s Medicare deductible. 3 Incorrect Currency. territories. ) which have not been provided after the payer has made a follow-up request for the information The complete list of codes for reporting the reasons for denials can be found in the X12 Claim Adjustment Reason Code set, referenced in the in the Health Care Claim. Resolution/Resources. The implication is that the merchant failed to put adequate purchase controls on the account when it was set up. Code 4853: Defective Merchandise or Services 4853: Cardholder disputes This reason code for Mastercard contains a lot of different varieties of cardholder disputes. CMS contractors medically review some claims (and prior authorizations) to ensure that payment is billed. Chargeback Reason Codes /. VCR Dispute Reason Code 13. CO 18 — Duplicate Claim. Proof you have already refunded the transaction and credited the cardholder’s account. The sales receipt and/or date and amount of the authorization if other than the transaction date. The codes also appear on financial reporting associated with disputes. Cardholder Dispute. California, Hawaii, Nevada, American Samoa, Guam, Northern Mariana IslandsContains claim Remark Code information for the corresponding Internal Control Number. Reason codes fall into five major buckets, and each can offer advice about building your scores: Delinquent accounts or derogatory public records: Bills. 2 Coinsurance amount. Associate the entry to the corresponding target system. 053Read this complete California Code, Business and Professions Code - BPC § 4853. Read this complete California Code, Business and Professions Code - BPC § 4853. Ironically enough, coding errors are the top-rated concern for hospital reimbursement leaders. 12. Chargeback reason code 4853 is used to designate “Cardholder Disputes,” or disputes involving transactions that a customer claims are incorrect in some way. The merchant processed other transactions without the knowledge of the cardholder. Reason code 53 is typically used when a cardholder received merchandise or service that was defective, damaged, or not as described, while reason code 85 is used when credit was not processed to the cardholder's account. The cardholder claims they were charged multiple times for a single transaction. What your credit score reason code means. 13 Example 13—Message Reason Code 4863—Cardholder Does Not Recognize. “Credit Not Processed” chargebacks should now be filed under Reason Code 4853. Updated over a week ago. Want to receive part into system so you can issue to a WO. 4853. Procedure code was invalid on the date of service. Contact a clearinghouse to scrub claims before submitting them to payers. Documentation must be a direct result of cardholder communication. This can be the result of intentional merchant fraud, but it is more likely to be an honest mistake. Note:Reason Code Remark Code(s) Denial Denial Description; 16: M51 | N56: Missing/Incorrect Required Claim Information: Claim/service lacks information or has submission/billing error(s). Dispute Code. ANSI Codes. The code can be used in multiple specific situations; when necessary, an additional message will be provided along with the reason code to inform the merchant which particular type of chargeback. Mastercard Reason Code 4853 Cardholder Dispute of a Recurring Transaction is used for cardholder disputes based on recurring billing transactionsTerms Used In California Penal Code 4853. By Q3 of 2020, cervical cancer screening rebounded toward the prepandemic median, then progressively declined from 4853 in Q4 of 2020 to 4246 in Q4 of 2021. In theory, the reason code will pinpoint why the cardholder is disputing the transaction. Mastercard Chargeback Code Description; 4802: Requested/Required Information Illegible or Missing: 4807: Warning Bulletin File: 4808: Requested/Required Authorization Not Obtained: 4812:. 7 on Westlaw FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. 5. Each reason code has certain standards of proof and evidence associated with it that determine whether the chargeback is valid or not. 4853.